Mortgage Data Library

Mortgage data, not just mortgage tools

Reference-quality data on historical rates, home prices, state affordability, and payment examples — organized to answer the real questions buyers and homeowners ask.

Mortgage Rate History

25+ years of 30-year fixed, 15-year fixed, and ARM rate averages. See where rates are relative to history.

25 years of data · Updated 2025

U.S. Home Price Trends

Median home prices from 2000–2025. Track appreciation, spot cycles, and benchmark your market.

National median data · Census / NAR

State Mortgage Rates & Costs

Rates, median home prices, property taxes, and affordability breakdowns for 30 states.

30 states covered · Affordability examples

Mortgage Payment Examples

Real payment calculations for $150K–$1M homes across multiple down payments and rate scenarios.

200+ example scenarios

At a Glance

Source: Freddie Mac PMMS / NAR / Census Bureau

6.43%

2025 avg 30-yr rate

2.96%

All-time low (2021)

$412K

2025 median home price

+245%

Home price growth 2000–2025

$2,177

Avg P&I on median home

Use the Data — Then Run the Numbers

Payment Calculator Affordability Calculator Refinance Calculator Today's Live Rates 15 vs 30-Year Comparison Mortgage Guides