Debt-to-Income Ratio Calculator

Check your front-end and back-end DTI ratios and see how lenders will likely view your mortgage application.

Your Income & Debts

Use monthly gross (pre-tax) amounts.

$
Total household income before taxes
$
Car loans, student loans, credit card minimums, etc.
$
PITI — principal, interest, taxes, insurance

Enter your finances

DTI is one of the most important factors lenders evaluate. Know yours before applying.